Mexico City /
Given the intensification of hurricane Johnon the coasts of the states of Warrior and Michoacanthe Mexican Association of Insurance Institutions (AMIS), He stressed that the companies are prepared to respond to any contingency in these entities.
In a statement, the association stressed that insurers provide care to clients who require it, cooperating and following the instructions of Civil defense federal and state, to support the population.
The AMIS He stressed that he is in communication with the insurers to monitor the situation and follow the sector protocols, which complement the processes of each company to support the streamlining of the procedures for dealing with possible claims.
Norma Alicia Rosa, director of the organization, pointed out that in these states, the number of policies for hydrometeorological risks has increased in recent years, which has been effective in the face of these natural disasters.
“In these entities, the types of property that have had the greatest protection in recent years by hydrometeorological risk insurance, which is the coverage that is activated against a hurricane, are hotels, department stores, shopping center (and businesses in general), offices and housing“, accurate Roses.
The institution added that Guerrero, Michoacán and Colima, Due to their geographical location, they are part of the entities that present the greatest amount of hydrometeorological risks in the country.
One year before Otisthese three entities represented just under 10 percent of the accident rate due to hydrometeorological coverage.
He highlighted that Mexico is one of the 10 countries with the highest catastrophic risk due to natural phenomena, according to the United Nations Organization (UN) and 45 percent of the territory is exposed to flooding, according to the National Center for Disaster Prevention (Cenapred).
Recommendations for policyholders
Faced with the ravages of the cyclone, AMISrecommended that policyholders take the following actions into account:
- Follow the instructions of the authorities: The safety and integrity of people is the most important thing.
- Verify coverage of hydrometeorological risks: The AMIS recommends that policyholders review their policies to confirm that they have protection against these risks.
- Avoid additional risks: If it is safe to do so, protect yourself from additional risks that may come from gas and electricity services. Do not enter flooded areas and be careful with fallen objects.
- Report claims: In the event of damage, it is important that policyholders contact their insurer immediately, without exposing their safety.
- Document the damage: It is suggested that policyholders, if it does not represent any risk, take some photographs or videos of the damage, as well as compile the necessary documentation to expedite the claim process.
M.R.A.
